Also, save your home with a "Loan Modification". If you are having problems paying your mortgage payment or are behind on payments, you should contact your lender ASAP. If you would like assistance with contacting your lender & negotiating the best terms available for your situation & securing a Loan Modification on your mortgage, I can help you find someone. Even if you owe more than your home is currently worth or have an ARM that is adjusting or if your rate is higher than market rates, it is worth pursuing.
I have been successful with clients that seek my assistance because I understand the process & what information lenders need in order to offer you a Loan Modification. Getting the best loan modification & terms possible for my clients is my only goal to help you stay in your home.
If you want to do this on your own I can help explain what you need at no cost to you. If you want me to represent you we can discuss that as well. I am here to help anyway that I can & know all the lenders & what their process is for a successful Loan Modification.
HOPE NOW is an alliance between HUD approved counseling agents, servicers, investors and other mortgage market participants that provides free foreclosure prevention assistance.